Affordable Payment Options

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Cape Coral Eye Center understands that every individual has unique financial needs. If you don't have insurance that covers your needs, Cape Coral Eye Center recommends speaking to one of our surgery counselors on financing options.

Contact one of their service representatives for information on payment plans to fit every budget. A simple application will bring you on an instant decision, so you can schedule your treatment today and pay for it over time.

Their friendly, knowledgeable staff is happy to provide information and answer your questions or feel free to contact us for more information.

If you are employed by an emergency service department (Sheriff, EMS, Fire Rescue personnel etc.) or if you are a member of Vision Care Plan or Vision Service Plan then you are eligible to have LASIK at a discount. For more information please call 239-542-2020.

Insurance Plans:

Cape Coral Eye Center accepts many different insurance plans for frames, lenses, and contact lenses. We have a large selection of frames that many insurance plans cover fully in each office. Each plan has different optical coverage, but your educated and knowledgeable optician will be happy to explain your individual optical benefits. Please contact our office at (239) 542-2020 for further information or if you would like to request an appointment.

Flexible Spending Accounts Can Make Laser Vision Correction Even More Affordable:

Save up to 50% on laser vision correction

Thousands of companies now offer their employees this versatile – yet underutilized – benefit, sometimes referred to as a “flex plan” or “cafeteria plan.” An FSA can save you hundreds of dollars on medical bills and can be used to pay for laser vision correction. Depending on your tax bracket, using an FSA to pay for vision correction could save you up to 50 percent.

How it works Money set aside in an FSA escapes both federal and state income tax and also Social Security tax. By law, the maximum amount you can contribute to an FSA is $5,000, but most companies limit contributions to $2,000 or $3,000.

FSAs are not just a savings account. They save you money by decreasing the amount of taxes you pay. For instance, if you make $35,000 per year and pay 16% Federal Tax; 6% State Tax, and 7.65% FICA Tax, your total payroll taxes would be $10,377. However, if you contribute $3,000 to your FSA you would pay the same percent of taxes on only $32,000. This would give you net savings of approximately $900. The higher your tax bracket, the more you save.

How to enroll in an FSA  Check with your benefits manager at work to find out if FSAs are offered by your company. Employers open enrollment for FSAs only once a year. Some enroll in late fall and some in the spring. When your benefits manager sends out an enrollment form, fill it out immediately. You’ll probably only have a week or two to sign up.

On the application, you'll need to decide how much of your salary you want deducted from each paycheck. This money will be deposited in your health care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account.

What to do now  If you’re thinking of setting aside money in an FSA so that you can save up to 50 percent on laser vision correction, schedule an appointment now to find out if you’re a candidate for the procedure. With FSA’s and our affordable payment plans, laser vision correction will never be more affordable!

To learn more about the procedures we offer, go to the surgical and laser vision correction procedures section of our Web Site. You can register online to attend a seminar or contact us to request additional information.